Protecting your identity in the digital age isn’t as difficult as you may think. Almost every commercial entity uses some form of identity verification process to ensure they are dealing with the right person. There are things you can do to make sure the process goes smoothly. Identity theft often occurs when we become lax or complacent with how we secure our information. It’s up to you to take the necessary steps to ensure your confidential information is as secure as possible at all times. There will be situations, however, that will allow someone to hack into your accounts. This is where identity verification steps in to help protect you.
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Compromised Passwords
Compromised passwords are one of the easiest ways for hackers to gain access to your accounts. Using the same password for every account can be dangerous, especially if the hacker has uncovered a few of your other types of accounts, such as financial or social media. Once they gain access to one type of account, they can often use that information to find out about your other types of accounts as well. When it comes to your passwords, choose a different password for each account. Make them random. Don’t use family nicknames, dates, or any other type of personal identifier. Hackers learn quickly to use names and dates that are familiar to you.
Data Breaches
Data breaches include massive amounts of confidential information. Companies that have experienced a data breach of any kind must inform all of the individuals who were or could eventually be adversely affected. Many data breaches prove to be harmless for the most part, but the fact that the information was made available to others can open the door for a host of problems in the future. Once you have been notified of a data breach, you should immediately change all of your passwords for every account you have. This includes other accounts not associated with those directly affected by the breach. If someone can hack into one of your accounts, there is a good possibility, they will be able to gain access to others as well.
Maintaining the Integrity of Your Accounts
There are several ways to maintain the integrity of your accounts. Two-factor authentication is one of the best methods being used currently. This can include a biometric or fingerprint and a PIN or a PIN and password. No matter what combination you use, it is less likely that a hacker will be able to duplicate your chosen combination. Changing your passwords once every two weeks (or sooner) is also a good way to maintain the integrity of your accounts. Avoid using family names, birth dates, addresses, or any other type of personal identifier. Choose random numbers, letters, and symbols. Mix and match them in different combinations.
Keeping Your Identity Secure
Keeping your identity secure should always be your priority. While you may not be able to control what is happening in the world around you, you can, however, keep your world as secure as possible by securing your confidential information. Take the time to create unique passwords. Never offer any type of financial or confidential information to anyone, whether it be over the phone or in person. Even if you know the person, avoid letting them know any of your confidential information.
Using an Identity Verification Service
Identity verification is extremely important. Before you enter into business with anyone, use an identity verification service to ensure you are dealing with the right person. In today’s world, many people are not who they claim to be. Take the steps you need to in order to protect yourself. Secure your confidential information and don’t be offended when someone asks you to confirm your identity. They are helping you maintain your identity and protect you from identity theft.